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Salary Calculator
See your real take-home pay
Your effective tax rate is 24%. Consider maximizing 401(k) contributions.
Start with popular decisions
Most-used tools for money, cities, science, and everyday planning.
Salary / Take-Home
See your real paycheck after federal, state, and local taxes with AI breakdown
Mortgage Calculator
Calculate monthly payments, total interest, and amortization schedule
Cost of Living Comparison
Compare cities on rent, taxes, and quality of life to plan your next move
Normal Distribution
Visualize probability distributions and calculate percentiles instantly
Currency Converter
Convert between currencies with live rates and historical trends
Compound Interest
Project investment growth over time with contribution scenarios
PDF Merge & Compress
Combine or compress PDF files instantly, no upload to external servers
BMR & Calorie Calculator
Estimate daily energy needs based on your activity level and goals
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View toolsCity Insights, Powered by Real Data
Compare cities on cost of living, rent, taxes, and commute so you can plan your next move with confidence. AI-powered explanations help you understand the trade-offs.
Open city toolsAustin
Avg rent: $1,850
Cost index: 98
Boston
Avg rent: $3,200
Cost index: 142
Denver
Avg rent: $1,950
Cost index: 108
How EverydayBudd turns numbers into decisions
More than calculators. A thinking partner for everyday choices.
AI in every tool
Ask questions, get explanations, and explore what-if scenarios in plain language.
Visual intelligence
See charts, breakdowns, and timelines for every result — no spreadsheets required.
Transparent math
Formulas and assumptions are visible. You can inspect the numbers, not just trust them.
Fast & privacy-first
Designed to be lightweight and fast, without accounts or tracking.
Ask EverydayBudd AI while you calculate
Every tool includes an AI co-pilot to explain your results, compare scenarios, and help you choose next steps.
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EverydayBudd AI
Always ready to help
At $85K in Austin, your take-home is approximately $5,400/month after taxes.
With average rent at $1,850, you'd have about 34% going to housing — within the recommended 30% threshold but tight.
Guides from the EverydayBudd blog
Explainers that show how to think about salary, cost of living, statistics, and more — with links to the tools behind the numbers.
How to Calculate Your Take-Home Salary in 2025
Learn how to calculate your actual take-home pay after federal, state, and local taxes with step-by-step guidance.
Cost of Living Comparison: Top 50 US Cities
Compare housing, taxes, and transportation costs across major US cities to make informed relocation decisions.
The Power of Compound Interest: Complete Guide
Understand how compound interest works and learn strategies to maximize investment growth over time.
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