Money & Taxes

Calculate take-home pay, taxes, and financial obligations. Comprehensive calculators for salary, self-employment tax, capital gains, sales tax, and VAT.

Our money and tax calculators help you understand your take-home pay, estimate taxes, and plan your finances. Each tool provides detailed breakdowns and helps you make informed financial decisions. You might also find our Compare IRA types for tax optimization, Compare taxable vs tax-advantaged accounts, Plan retirement withdrawals, Account for inflation in savings, Calculate mortgage payments, Create a monthly budget plan, Time and date tools and Plan savings goal contributions helpful for related calculations.

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Salary / Take-Home Calculator

Calculate net pay with federal, FICA, state, and local taxes

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Self-Employed / 1099 Tax Calculator

Calculate self-employment tax and quarterly estimates

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Capital Gains Tax Calculator

Calculate short/long-term capital gains, NIIT, and state taxes

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All Money & Taxes Tools

Salary / Take-Home Calculator

Calculate net pay with federal, FICA, state, and local taxes

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Self-Employed / 1099 Tax Calculator

Calculate self-employment tax and quarterly estimates

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Capital Gains Tax Calculator

Calculate short/long-term capital gains, NIIT, and state taxes

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Sales Tax / VAT Estimator

Calculate US sales tax, EU VAT, and custom GST rates worldwide

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HSA / FSA Tax Savings Estimator

Estimate tax savings from HSA and FSA contributions

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Frequently Asked Questions

How accurate are the salary and tax calculators?

Our calculators use current 2025 federal and state tax brackets, FICA rates, and standard deductions. They provide accurate estimates for take-home pay calculations. For complex tax situations with multiple deductions or credits, consult a tax professional.

Which states are included in the salary calculator?

All 50 US states are included with their specific income tax rates and brackets. We also support local income taxes for major cities like NYC, Philadelphia, San Francisco, and various Ohio cities.

What is the difference between W-2 and 1099 tax calculations?

W-2 employees have taxes withheld by employers and pay FICA taxes (7.65%). 1099 contractors pay self-employment tax (15.3%) covering both employee and employer portions of FICA, plus they can deduct business expenses.

How do I calculate capital gains tax on investments?

Use our Capital Gains Tax Calculator. Short-term gains (held <1 year) are taxed as ordinary income. Long-term gains (held >1 year) are taxed at 0%, 15%, or 20% depending on income, plus potential 3.8% Net Investment Income Tax.

What deductions can reduce my taxable income?

Common pre-tax deductions include 401(k) contributions (up to $23,000 in 2025), HSA contributions, FSA contributions, traditional IRA, student loan interest, and health insurance premiums for self-employed individuals.

Money & Taxes

Calculate take-home pay, taxes, and financial obligations. Comprehensive calculators for salary, self-employment tax, capital gains, sales tax, and VAT.

Back to All Tools

Frequently Asked Questions

How accurate are the salary and tax calculators?

Which states are included in the salary calculator?

All 50 US states are included with their specific income tax rates and brackets. We also support local income taxes for major cities like NYC, Philadelphia, San Francisco, and various Ohio cities.