Living in Sacramento, CA

It's elevated — there's no way to sugarcoat a violent crime index of 131 when the national average sits at 100. Property crime is at 145. That said, city-wide averages hide a lot of variation. There are safe, quiet neighborhoods in Sacramento where people raise families without much worry. The key is doing granular research: talk to residents, check precinct-level data, and visit at different times of day before signing a lease. FBI UCR numbers.

Housing costs in Sacramento are reasonable. Median rent sits at $1,694/month with median household income at $83,753/year — a 24.3% rent-to-income ratio. That's well within the comfort zone that most financial advisors recommend. It's not dirt cheap, but most working households can afford rent here without financial strain. Other costs like groceries and utilities will vary, but the rent picture is solid. Census ACS 2023 data.

The average commute in Sacramento runs 21 minutes, which is moderate. 65.5% of commuters drive solo, contributing to peak-hour congestion. 1.9% use transit, and 17.7% work from home. Rush hour on major corridors will add 10-15 minutes on top of the average, so plan your route before you pick a neighborhood.

Not particularly. The climate risk score is 37/100, which puts Sacramento in the low-risk tier. Wildfire, Heat Wave, and Drought are the most relevant hazards, but none of them are frequent concerns. Standard insurance should have you covered. It's one less thing to worry about if you're comparing this city to higher-risk metros along the coast or in tornado alley. Data from FEMA disaster declarations and NOAA.

Mixed. The city-wide graduation rate is 80.0% and classrooms average 20 students per teacher. Some schools here are legitimately excellent — strong test scores, engaged communities, good resources. Others struggle. The gap between the best and worst is wider than you might expect. Do your homework on individual schools rather than relying on the city-wide number.

About what you'd expect anywhere. The average monthly utility bill in Sacramento runs around $235 for electricity, gas, water, and sewer combined. The national average is $230, so you're right in line. Your actual bill depends on home size, insulation quality, and how much you run the AC or heater — but no surprises here.

For most people, no. The median AQI of 55 puts Sacramento in the "Moderate" category — fine for healthy adults, though sensitive groups (asthma, COPD, young kids) should pay attention on higher days. 195 days per year qualify as "Good." PM2.5 is the leading pollutant. Worth monitoring if you have respiratory conditions, but not a reason to avoid the city. Daily data at AirNow.gov.

Higher than average, yes. The total effective tax rate lands around 16.0% when you add up income, property, and sales taxes. Sales tax is 8.8%. High-tax areas often come with better public schools, infrastructure, and services — but that's not guaranteed, and it's cold comfort on payday. If you're moving from a low-tax state like Texas or Florida, brace for a noticeable dip in take-home pay.

Mostly, yes. The system scores 82/100, with 0 health-based violations on record and a "low" lead risk rating. That's a solid track record. Most residents drink tap water without issues. If you're in an older building with pre-1986 plumbing, a basic filter is a cheap precaution. For detailed contaminant info, check EWG's Tap Water Database.

Everything on this page is built from public government sources: rent and income figures from the Census Bureau's American Community Survey (ACS 5-Year Estimates, 2023); commute and transportation data from Census ACS tables B08303 and B08006; crime rates from the FBI Uniform Crime Report; climate risk assessments using FEMA disaster declarations and NOAA storm records; air quality measurements from the EPA's Air Quality System database; water quality compliance data from EPA records and the EWG Tap Water Database; school data from the National Center for Education Statistics; utility cost estimates from the U.S. Energy Information Administration. We refresh each dataset monthly through an automated pipeline and cross-check for anomalies. No surveys, no user-submitted guesses — just official federal data presented in a way that's actually useful for people researching a move.