Living in Jacksonville, FL

Crime rates in Jacksonville are a touch above the national midpoint. The violent crime index comes in at 101 and property crime at 107, where 100 represents the U.S. average. That's not alarming, but it's enough that you should spend real time researching specific neighborhoods rather than assuming everywhere is equally fine. Talk to people who live there, walk the streets at different hours, and check the local police department's crime map. FBI UCR data.

Housing costs in Jacksonville are reasonable. Median rent sits at $1,375/month with median household income at $66,981/year — a 24.6% rent-to-income ratio. That's well within the comfort zone that most financial advisors recommend. It's not dirt cheap, but most working households can afford rent here without financial strain. Other costs like groceries and utilities will vary, but the rent picture is solid. Census ACS 2023 data.

The average commute in Jacksonville runs 21 minutes, which is moderate. 72.8% of commuters drive solo, contributing to peak-hour congestion. 1.2% use transit, and 13.5% work from home. Rush hour on major corridors will add 10-15 minutes on top of the average, so plan your route before you pick a neighborhood.

Jacksonville faces a moderate level of climate risk — score of 44/100. The top threats are Hurricane, Flood, and Heat Wave. None of these hit every year, but they're real possibilities that affect insurance rates and emergency planning. Make sure your policy covers the relevant perils, keep a basic emergency kit, and know your evacuation routes if you're in a flood-prone area. FEMA and NOAA data.

Mixed. The city-wide graduation rate is 82.0% and classrooms average 17 students per teacher. Some schools here are legitimately excellent — strong test scores, engaged communities, good resources. Others struggle. The gap between the best and worst is wider than you might expect. Do your homework on individual schools rather than relying on the city-wide number.

About what you'd expect anywhere. The average monthly utility bill in Jacksonville runs around $218 for electricity, gas, water, and sewer combined. The national average is $230, so you're right in line. Your actual bill depends on home size, insulation quality, and how much you run the AC or heater — but no surprises here.

Good, overall. The median AQI sits at 41, which falls within the EPA's "Good" category, and Jacksonville logs 275 clean-air days annually. Ozone is the main pollutant. Occasional spikes happen — wildfire smoke, temperature inversions, or high-ozone days — but they're the exception, not the rule. Check AirNow.gov during allergy season or summer heat waves.

Not bad. Jacksonville's combined effective tax rate is around 8.4% when you factor in income, property, and sales taxes. The sales tax rate is 7.5%. You're not in a tax haven, but you're not in a high-tax state either. If you're comparing this to somewhere like New York or California, you'll notice the difference in your take-home pay.

Mostly, yes. The system scores 82/100, with 0 health-based violations on record and a "low" lead risk rating. That's a solid track record. Most residents drink tap water without issues. If you're in an older building with pre-1986 plumbing, a basic filter is a cheap precaution. For detailed contaminant info, check EWG's Tap Water Database.

Everything on this page is built from public government sources: rent and income figures from the Census Bureau's American Community Survey (ACS 5-Year Estimates, 2023); commute and transportation data from Census ACS tables B08303 and B08006; crime rates from the FBI Uniform Crime Report; climate risk assessments using FEMA disaster declarations and NOAA storm records; air quality measurements from the EPA's Air Quality System database; water quality compliance data from EPA records and the EWG Tap Water Database; school data from the National Center for Education Statistics; utility cost estimates from the U.S. Energy Information Administration. We refresh each dataset monthly through an automated pipeline and cross-check for anomalies. No surveys, no user-submitted guesses — just official federal data presented in a way that's actually useful for people researching a move.