Living in Buffalo, NY

Buffalo's crime numbers hover right around the U.S. average. Violent crime index: 95. Property crime index: 79. The national baseline for both is 100, so you're looking at a city that's neither notably safe nor notably dangerous on paper. In practice, where you live within the city shifts the picture dramatically — a 10-minute drive can mean a completely different experience. Check local crime maps. Source: FBI UCR.

Housing costs in Buffalo are reasonable. Median rent sits at $989/month with median household income at $48,050/year — a 24.7% rent-to-income ratio. That's well within the comfort zone that most financial advisors recommend. It's not dirt cheap, but most working households can afford rent here without financial strain. Other costs like groceries and utilities will vary, but the rent picture is solid. Census ACS 2023 data.

Most people in Buffalo are at work within 18 minutes — a pretty reasonable commute by American standards. The breakdown: 64.5% drive alone, 8.5% take public transit, and 9.6% work from home. Rush hour adds time, obviously, but the baseline is manageable.

Barely. Buffalo's overall climate risk score is 20/100 (lower is better), placing it among the least disaster-prone metros in the country. The main hazards on record — Winter Storm, Flood, Heat Wave — are all low-probability here. You still want renter's or homeowner's insurance, but extreme weather isn't going to be a regular part of your life. Based on FEMA and NOAA records.

The numbers suggest some caution. Buffalo's graduation rate is 72.0% with a 14:1 student-teacher ratio — both below where most parents would feel comfortable. That said, there are standout public schools, active magnet programs, and charter options that families swear by. If education is a priority, you'll want to target specific schools and be willing to live in their attendance zones. Don't write off the whole city based on averages.

About what you'd expect anywhere. The average monthly utility bill in Buffalo runs around $245 for electricity, gas, water, and sewer combined. The national average is $230, so you're right in line. Your actual bill depends on home size, insulation quality, and how much you run the AC or heater — but no surprises here.

Good, overall. The median AQI sits at 38, which falls within the EPA's "Good" category, and Buffalo logs 282 clean-air days annually. PM2.5 is the main pollutant. Occasional spikes happen — wildfire smoke, temperature inversions, or high-ozone days — but they're the exception, not the rule. Check AirNow.gov during allergy season or summer heat waves.

Higher than average, yes. The total effective tax rate lands around 17.0% when you add up income, property, and sales taxes. Sales tax is 8.0%. High-tax areas often come with better public schools, infrastructure, and services — but that's not guaranteed, and it's cold comfort on payday. If you're moving from a low-tax state like Texas or Florida, brace for a noticeable dip in take-home pay.

Mostly, yes. The system scores 79/100, with 0 health-based violations on record and a "medium" lead risk rating. That's a solid track record. Most residents drink tap water without issues. If you're in an older building with pre-1986 plumbing, a basic filter is a cheap precaution. For detailed contaminant info, check EWG's Tap Water Database.

Everything on this page is built from public government sources: rent and income figures from the Census Bureau's American Community Survey (ACS 5-Year Estimates, 2023); commute and transportation data from Census ACS tables B08303 and B08006; crime rates from the FBI Uniform Crime Report; climate risk assessments using FEMA disaster declarations and NOAA storm records; air quality measurements from the EPA's Air Quality System database; water quality compliance data from EPA records and the EWG Tap Water Database; school data from the National Center for Education Statistics; utility cost estimates from the U.S. Energy Information Administration. We refresh each dataset monthly through an automated pipeline and cross-check for anomalies. No surveys, no user-submitted guesses — just official federal data presented in a way that's actually useful for people researching a move.