Living in Cincinnati, OH

Cincinnati's crime numbers hover right around the U.S. average. Violent crime index: 95. Property crime index: 114. The national baseline for both is 100, so you're looking at a city that's neither notably safe nor notably dangerous on paper. In practice, where you live within the city shifts the picture dramatically — a 10-minute drive can mean a completely different experience. Check local crime maps. Source: FBI UCR.

Housing costs in Cincinnati are reasonable. Median rent sits at $953/month with median household income at $51,707/year — a 22.1% rent-to-income ratio. That's well within the comfort zone that most financial advisors recommend. It's not dirt cheap, but most working households can afford rent here without financial strain. Other costs like groceries and utilities will vary, but the rent picture is solid. Census ACS 2023 data.

The average worker in Cincinnati spends about 20 minutes getting to the office. Driving solo is the default (66.2%), with 13.2% working remotely and 5.7% on public transit. It's a fairly typical commute — not a selling point, not a dealbreaker.

Not particularly. The climate risk score is 28/100, which puts Cincinnati in the low-risk tier. Flood, Tornado, and Heat Wave are the most relevant hazards, but none of them are frequent concerns. Standard insurance should have you covered. It's one less thing to worry about if you're comparing this city to higher-risk metros along the coast or in tornado alley. Data from FEMA disaster declarations and NOAA.

Mixed. The city-wide graduation rate is 80.0% and classrooms average 16 students per teacher. Some schools here are legitimately excellent — strong test scores, engaged communities, good resources. Others struggle. The gap between the best and worst is wider than you might expect. Do your homework on individual schools rather than relying on the city-wide number.

About what you'd expect anywhere. The average monthly utility bill in Cincinnati runs around $234 for electricity, gas, water, and sewer combined. The national average is $230, so you're right in line. Your actual bill depends on home size, insulation quality, and how much you run the AC or heater — but no surprises here.

Good, overall. The median AQI sits at 48, which falls within the EPA's "Good" category, and Cincinnati logs 242 clean-air days annually. PM2.5 is the main pollutant. Occasional spikes happen — wildfire smoke, temperature inversions, or high-ozone days — but they're the exception, not the rule. Check AirNow.gov during allergy season or summer heat waves.

Higher than average, yes. The total effective tax rate lands around 12.9% when you add up income, property, and sales taxes. Sales tax is 7.0%. High-tax areas often come with better public schools, infrastructure, and services — but that's not guaranteed, and it's cold comfort on payday. If you're moving from a low-tax state like Texas or Florida, brace for a noticeable dip in take-home pay.

Mostly, yes. The system scores 75/100, with 0 health-based violations on record and a "medium" lead risk rating. That's a solid track record. Most residents drink tap water without issues. If you're in an older building with pre-1986 plumbing, a basic filter is a cheap precaution. For detailed contaminant info, check EWG's Tap Water Database.

Everything on this page is built from public government sources: rent and income figures from the Census Bureau's American Community Survey (ACS 5-Year Estimates, 2023); commute and transportation data from Census ACS tables B08303 and B08006; crime rates from the FBI Uniform Crime Report; climate risk assessments using FEMA disaster declarations and NOAA storm records; air quality measurements from the EPA's Air Quality System database; water quality compliance data from EPA records and the EWG Tap Water Database; school data from the National Center for Education Statistics; utility cost estimates from the U.S. Energy Information Administration. We refresh each dataset monthly through an automated pipeline and cross-check for anomalies. No surveys, no user-submitted guesses — just official federal data presented in a way that's actually useful for people researching a move.