Smoking / Vaping Cost & Savings Calculator
Estimate how much you spend on cigarettes or vaping, and see how much money you might save over time if you quit or cut down. Educational only, not medical or counseling advice.
Estimates how much you're spending on cigarettes and/or vaping. Shows how much you might save over time if you quit on a certain date or cut down. Uses simple math and your inputs only—no medical or counseling advice. Quitting is often good for health and finances, but any decision should be made with proper support and medical guidance if needed.
Enter Your Usage & Costs
Cigarette Information
Default: 20
Duration & Quit Date
Price Inflation & Projection
Context
Additional Context (For warnings only)
Enter your smoking or vaping habits and, if you like, a quit date to see how much you're spending now and how much you might save over time. This is an educational money calculator, not medical or counseling advice.
Understanding Smoking and Vaping Costs: A Comprehensive Guide to Financial Impact and Savings
Last updated: December 13, 2025
Smoking and vaping can have significant financial impacts over time. Understanding how much you spend on cigarettes or vaping products helps you see the financial costs of these habits, but it's important to remember that costs vary by location, usage patterns, and product choices. These calculations are educational tools, not medical or counseling advice.
Whether you're a student learning about financial planning, a professional evaluating spending habits, a researcher studying consumer behavior, a taxpayer understanding personal expenses, or a common person managing household budgets, understanding smoking and vaping costs provides valuable insights. Different calculators use different assumptions and timeframes, which is why they may produce different cost estimates. There is no single "correct" calculation—they are all approximations based on general assumptions. Understanding these calculations helps you see financial impacts from multiple perspectives, not just a single number.
Our Smoking / Vaping Cost & Savings Calculator helps you estimate how much you spend on cigarettes or vaping products and see how much money you might save over time if you quit or cut down. Simply enter your usage patterns (cigarettes per day, vaping units per week), costs (cost per pack, cost per vaping unit), and quit scenarios, and the calculator automatically computes your daily, monthly, and yearly spending, as well as potential savings over different time horizons. The calculator shows results with current spending breakdowns, time horizon projections, and cumulative savings charts.
This tool is perfect for anyone who wants to understand the financial costs of smoking or vaping, see how costs accumulate over time, and make informed decisions about spending. By calculating smoking and vaping costs and savings, you can see general estimates and understand how different usage patterns and quit scenarios affect financial outcomes. Remember, these are educational estimates based on general assumptions—individual results may vary significantly. Always consult healthcare professionals and quit support services for help with quitting, health questions, and personalized support. This calculator is for educational purposes only and does not provide medical, therapeutic, or counseling advice.
Understanding the Basics: Smoking and Vaping Costs
Smoking Costs are the financial expenses associated with purchasing cigarettes. Vaping Costs are the financial expenses associated with purchasing vaping products (e-liquids, pods, devices, coils). Cost Savings from quitting are the money you would save by not purchasing these products over time.
Typical Smoking Costs
Cigarette costs vary significantly by location, brand, and taxes:
- Cost per pack: Typically ranges from $5 to $15+ depending on location and brand
- Cigarettes per pack: Usually 20 cigarettes per pack (standard in the U.S.)
- Usage patterns: Varies from a few cigarettes per day to multiple packs per day
Example: If you smoke 1 pack per day at $7 per pack, your daily cost is $7, monthly cost is approximately $210, and yearly cost is approximately $2,555.
Typical Vaping Costs
Vaping costs vary by device type, e-liquid consumption, and product choices:
- Device costs: Initial device purchase ($20-$100+), replacement devices as needed
- E-liquid/pod costs: Typically $3-$8 per unit (10ml e-liquid or pod), consumption varies by usage
- Coil costs: Typically $2-$5 per coil, replaced every 1-2 weeks depending on usage
- Usage patterns: Varies from occasional use to heavy daily use
Example: If you use 2 vaping units per week at $5 per unit, your weekly cost is $10, monthly cost is approximately $43, and yearly cost is approximately $520.
Cost Accumulation Over Time
Costs accumulate significantly over time:
| Daily Cost | Monthly Cost | Yearly Cost | 5-Year Cost | 10-Year Cost |
|---|---|---|---|---|
| $7 | ~$210 | ~$2,555 | ~$12,775 | ~$25,550 |
| $14 | ~$420 | ~$5,110 | ~$25,550 | ~$51,100 |
Note: These estimates assume constant usage and prices. Actual costs may vary due to price changes, usage fluctuations, and inflation.
Price Inflation
Cigarette and vaping product prices tend to increase over time due to taxes, inflation, and other factors. The calculator can account for expected price increases (typically 3-5% annually) to provide more realistic long-term cost projections.
Step-by-Step Guide: How to Use This Calculator
Step 1: Select Usage Type
Choose whether you use cigarettes, vaping, or both. The calculator will show separate cost breakdowns for each type. Accurate selection ensures accurate cost calculations.
Step 2: Enter Cigarette Information (if applicable)
Enter the number of cigarettes you smoke per day, cigarettes per pack (typically 20), and cost per pack. The calculator uses these to compute daily, monthly, and yearly cigarette costs. Accurate information ensures accurate cost calculations.
Step 3: Enter Vaping Information (if applicable)
Enter the number of vaping units you use per week (e-liquids, pods, etc.) and cost per unit. The calculator uses these to compute daily, monthly, and yearly vaping costs. Accurate information ensures accurate cost calculations.
Step 4: Enter Years of Use (Optional)
Optionally enter approximately how many years you've been using these products. The calculator uses this to estimate total spending so far. This is an approximation and may not reflect actual historical spending.
Step 5: Configure Quit Scenario (Optional)
Optionally select a quit scenario: already quit, plan to quit on a specific date, or not quitting yet (hypothetical scenario). The calculator uses this to project potential savings over different time horizons. Accurate quit scenarios ensure accurate savings projections.
Step 6: Configure Projection Settings (Optional)
Optionally set the number of years forward for projections (default 10 years) and enable price inflation with an annual increase percentage (default 5%). These settings affect long-term cost and savings projections. Accurate settings ensure accurate long-term projections.
Step 7: Calculate Costs and Savings
Click the "Calculate" button. The calculator: (1) Computes daily, monthly, and yearly costs for cigarettes and/or vaping. (2) Estimates total spending so far based on years of use. (3) Projects costs and savings over different time horizons (1 month, 6 months, 1 year, 5 years, 10 years). (4) Generates cumulative cost charts showing baseline spending vs. quit scenario spending. (5) Creates breakdown charts showing cost components and potential savings.
Step 8: Interpret Results in Context
Review the results: current spending breakdowns, time horizon projections, and cumulative savings charts. Remember that these are estimates based on general assumptions—actual costs depend on your specific usage patterns, price changes, and other factors. Consider results alongside other factors: your financial goals, health considerations, and support needs. If you have questions about quitting, discuss them with healthcare professionals or quit support services for personalized guidance.
Formulas and Behind-the-Scenes Logic
This calculator uses simple mathematical relationships to estimate smoking and vaping costs and potential savings. Here's how it works:
Cigarette Cost Calculation
Cigarette costs are calculated from daily usage and pack costs:
Cost Per Cigarette = Cost Per Pack ÷ Cigarettes Per Pack
Daily Cost = Cigarettes Per Day × Cost Per Cigarette
Yearly Cost = Daily Cost × 365
Monthly Cost = Yearly Cost ÷ 12
Example: 20 cigarettes per day, 20 cigarettes per pack, $7 per pack. Cost per cigarette = $7 ÷ 20 = $0.35. Daily cost = 20 × $0.35 = $7. Yearly cost = $7 × 365 = $2,555. Monthly cost = $2,555 ÷ 12 = $213.
Vaping Cost Calculation
Vaping costs are calculated from weekly usage and unit costs:
Weekly Cost = Vaping Units Per Week × Cost Per Unit
Yearly Cost = Weekly Cost × 52
Daily Cost = Yearly Cost ÷ 365
Monthly Cost = Yearly Cost ÷ 12
Example: 2 units per week, $5 per unit. Weekly cost = 2 × $5 = $10. Yearly cost = $10 × 52 = $520. Daily cost = $520 ÷ 365 = $1.42. Monthly cost = $520 ÷ 12 = $43.
Total Spending So Far Calculation
Estimated total spending is calculated from years of use:
Estimated Total Spent = Yearly Cost × Years of Use
Example: Yearly cost $2,555, 10 years of use. Estimated total spent = $2,555 × 10 = $25,550.
Time Horizon Projections with Inflation
Future costs are projected with optional inflation:
Year N Cost = Yearly Cost × (1 + Inflation Rate)^N
Cumulative Cost = Sum of Year N Costs for N = 0 to Years
Example: Yearly cost $2,555, 5% inflation, 5 years. Year 0 = $2,555, Year 1 = $2,555 × 1.05 = $2,683, Year 2 = $2,555 × 1.05² = $2,817, etc. Cumulative = sum of all years.
Savings Calculation
Savings are the difference between baseline spending and quit scenario spending:
Savings = Baseline Spending - Quit Scenario Spending
Example: Baseline spending $25,550 over 10 years, quit scenario spending $0 (quit immediately). Savings = $25,550 - $0 = $25,550.
Complete Worked Example
Setup: 1 pack per day, 20 cigarettes per pack, $7 per pack, 10 years of use, plan to quit in 1 year, 10-year projection, 5% inflation.
Calculate Current Costs:
- Cost per cigarette = $7 ÷ 20 = $0.35
- Daily cost = 20 × $0.35 = $7
- Yearly cost = $7 × 365 = $2,555
- Monthly cost = $2,555 ÷ 12 = $213
Calculate Total Spent So Far:
- Estimated total spent = $2,555 × 10 = $25,550
Calculate 10-Year Projection (with inflation):
- Baseline: Year 0 = $2,555, Year 1 = $2,683, Year 2 = $2,817, ..., Year 9 = $3,960. Cumulative = ~$32,000
- Quit scenario: Year 0 = $2,555 (using), Year 1 = $0 (quit), Year 2 = $0, ..., Year 9 = $0. Cumulative = ~$2,555
- Savings = ~$32,000 - ~$2,555 = ~$29,445
Results: Your current yearly cost is $2,555. Estimated total spent so far is $25,550. If you quit in 1 year, you could save approximately $29,445 over 10 years (accounting for inflation). These are educational estimates—actual costs and savings depend on your specific usage patterns, price changes, and other factors.
Practical Use Cases: Real-World Scenarios
Here are detailed scenarios showing how different people might use this smoking and vaping cost calculator to understand financial impacts and savings:
1. Student Learning About Financial Planning
Alex wants to understand the financial costs of smoking. They enter: 1 pack per day, 20 cigarettes per pack, $7 per pack. The calculator shows: daily cost $7, monthly cost $213, yearly cost $2,555, 10-year cost $25,550. They see that smoking costs accumulate significantly over time and that quitting could save substantial money. They use this information to understand the importance of financial planning and avoiding expensive habits.
2. Professional Evaluating Spending Habits
Maria wants to evaluate her spending on cigarettes. She enters: 1.5 packs per day, 20 cigarettes per pack, $8 per pack, 15 years of use, plan to quit in 6 months, 10-year projection, 5% inflation. The calculator shows: yearly cost $4,380, estimated total spent so far $65,700, potential 10-year savings ~$40,000. She sees that her spending is significant and that quitting could save substantial money. She uses this information to understand general costs and savings, while recognizing that she should discuss quitting with healthcare professionals for personalized support.
3. Researcher Studying Consumer Behavior
Dr. Johnson is researching consumer spending on tobacco products. They use the calculator to compute costs for various usage patterns and prices. They find that costs accumulate significantly over time and that inflation affects long-term projections. The calculator helps them understand how different factors affect total spending, supporting their research on consumer behavior and financial impacts.
4. Tax Payer Understanding Personal Expenses
Robert wants to understand his spending on vaping. He enters: 3 units per week, $6 per unit, 5 years of use, not quitting yet (hypothetical), 5-year projection, 5% inflation. The calculator shows: yearly cost $936, estimated total spent so far $4,680, potential 5-year savings ~$5,200. He sees that vaping costs accumulate over time and that quitting could save money. He uses this information to understand the importance of tracking expenses and making informed spending decisions.
5. Common Person Managing Household Budgets
Lisa wants to understand her combined smoking and vaping costs. She enters: both, 10 cigarettes per day, 20 per pack, $7 per pack, 2 vaping units per week, $5 per unit, 8 years of use, already quit, 10-year projection, 5% inflation. The calculator shows: yearly cost $1,277 (cigarettes) + $520 (vaping) = $1,797 total, estimated total spent so far $14,376, potential 10-year savings ~$22,000. She records these estimates and uses them to understand general costs and savings, while recognizing that these are estimates and that she should discuss any health concerns with healthcare professionals.
6. Person Considering Quitting
James is considering quitting and wants to see potential savings. He enters: 2 packs per day, 20 cigarettes per pack, $9 per pack, 20 years of use, plan to quit in 3 months, 10-year projection, 5% inflation. The calculator shows: yearly cost $6,570, estimated total spent so far $131,400, potential 10-year savings ~$80,000. He sees that his spending is very high and that quitting could save substantial money. He uses this information to understand general costs and savings, while recognizing that he should discuss quitting with healthcare professionals or quit support services for personalized guidance and support.
7. Person Preparing for Financial Planning
Sarah wants to prepare for financial planning by understanding her smoking costs. She enters: 1 pack per day, 20 cigarettes per pack, $7 per pack, 12 years of use, not quitting yet (hypothetical), 10-year projection, 5% inflation. The calculator shows: yearly cost $2,555, estimated total spent so far $30,660, potential 10-year savings ~$32,000. She brings this information to her financial planner to discuss, and the planner considers these estimates alongside other financial factors (income, expenses, savings goals) for comprehensive financial planning. The planner explains that these are estimates and that actual costs depend on usage patterns and price changes, and provides personalized guidance based on her specific financial situation.
Common Mistakes to Avoid
• Underestimating Usage: Many people underestimate how much they smoke or vape, which produces inaccurate cost estimates. Track your actual usage for a week or month to get accurate numbers. Don't guess—actual usage may be higher than you think.
• Using Inaccurate Prices: Many people use outdated or incorrect prices, which produces inaccurate cost estimates. Prices vary by location, brand, and taxes. Use current prices from your actual purchases. Don't use estimates—verify prices with receipts or store visits.
• Ignoring Price Inflation: Many people ignore price inflation in long-term projections, which underestimates future costs. Cigarette and vaping product prices tend to increase over time. Enable inflation in the calculator for more realistic long-term projections. Don't ignore inflation—it significantly affects long-term costs.
• Not Accounting for Both Smoking and Vaping: Many people only account for one type of usage, which underestimates total costs. If you use both cigarettes and vaping, enter both in the calculator. Don't ignore one type—account for all usage to get accurate total costs.
• Not Seeking Professional Support for Quitting: Many people try to quit without professional support, but quitting can be challenging and support can help. Healthcare professionals, quitlines, and evidence-based quit programs can provide support, resources, and guidance. Don't try to quit alone—seek professional support for personalized guidance and help.
• Using Calculator for Health Decisions: This calculator is for financial costs only, not health risks or benefits. It does not measure health impacts, provide medical advice, or replace healthcare. For health questions, quitting strategies, or support, always consult healthcare professionals or quit support services. Don't use this calculator for health decisions—it's a money calculator only.
• Making Financial Decisions Based on Calculator Results: Never make financial decisions, change spending habits, or alter budgets based solely on calculator results. These are educational estimates, not financial advice. Financial decisions should be made by qualified professionals who consider your full financial picture, goals, and individual circumstances. Always consult financial professionals before making financial decisions.
Advanced Tips & Strategies
• Track Actual Usage: Track your actual smoking or vaping usage for a week or month to get accurate numbers. Use a journal, app, or simple notes to record daily usage. Accurate tracking helps you enter correct information into the calculator and see realistic cost estimates.
• Use Current Prices: Use current prices from your actual purchases, not estimates or outdated prices. Check receipts, store prices, or online prices to get accurate cost per pack or cost per unit. Accurate prices ensure accurate cost calculations.
• Enable Price Inflation: Enable price inflation in the calculator for more realistic long-term projections. Cigarette and vaping product prices tend to increase over time (typically 3-5% annually). Inflation significantly affects long-term costs and savings projections.
• Model Different Quit Scenarios: Try different quit scenarios (already quit, plan to quit on different dates, not quitting yet) to see how timing affects savings. Earlier quit dates generally result in higher savings. This helps you understand how different decisions affect financial outcomes.
• Consider Both Smoking and Vaping: If you use both cigarettes and vaping, enter both in the calculator to see total costs. Don't ignore one type—account for all usage to get accurate total costs and savings projections.
• Review Results Regularly: Review cost and savings results regularly, especially if your usage patterns or prices change. Update inputs and recalculate to see updated estimates. Regular review helps you stay aware of financial impacts and make informed decisions.
• Discuss Results with Healthcare Professionals: Bring cost and savings results to healthcare appointments to discuss with professionals. They can interpret results in context of your health situation, provide quitting support, and connect you with appropriate resources. Healthcare professionals can help you understand what these estimates mean for you personally and recommend appropriate quitting strategies, including support programs, medications, and other resources.
Smoking and Vaping Cost Benchmarks: Understanding Typical Spending
While smoking and vaping costs vary significantly by individual usage patterns, prices, and locations, here are general benchmarks to help you understand typical spending ranges:
| Usage Pattern | Daily Cost | Monthly Cost | Yearly Cost | 10-Year Cost |
|---|---|---|---|---|
| 1 pack/day @ $7 | $7 | ~$210 | ~$2,555 | ~$25,550 |
| 1 pack/day @ $10 | $10 | ~$300 | ~$3,650 | ~$36,500 |
| 2 packs/day @ $7 | $14 | ~$420 | ~$5,110 | ~$51,100 |
| 2 units/week vaping @ $5 | ~$1.43 | ~$43 | ~$520 | ~$5,200 |
| 5 units/week vaping @ $6 | ~$4.29 | ~$130 | ~$1,560 | ~$15,600 |
Key Insight: Smoking and vaping costs vary significantly by usage patterns, prices, and locations. These benchmarks are general estimates based on typical usage and prices and don't account for individual variation, price changes, inflation, or other factors. The calculator shows these relationships to help you understand smoking and vaping costs, but individual results vary significantly. Focus on your actual usage patterns and prices rather than comparing to others.
Limitations & Assumptions: What This Calculator Doesn't Include
This calculator uses simplified assumptions and fixed usage patterns to estimate smoking and vaping costs and potential savings. It does not account for many real-world complexities:
• Changing Usage Patterns: Usage patterns can change over time due to various factors, including stress, social situations, health concerns, and other factors. The calculator uses fixed usage patterns and cannot account for changes. If your usage changes, update inputs and recalculate.
• Price Fluctuations: Prices can change due to taxes, inflation, brand changes, and other factors. The calculator uses fixed prices (with optional inflation) and cannot account for unexpected price changes. If prices change, update inputs and recalculate.
• Regional Price Differences: Prices vary significantly by location, state, and country due to taxes, regulations, and market factors. The calculator uses the prices you enter and cannot account for regional differences. Use prices from your actual location for accurate estimates.
• Indirect Costs: This calculator only estimates direct product costs. It does not account for indirect costs, such as higher health insurance premiums, medical expenses, lost productivity, or other financial impacts. These indirect costs can be significant but are not included in the calculator.
• Health Impacts: This calculator is for financial costs only, not health risks or benefits. It does not measure health impacts, provide medical advice, or replace healthcare. For health questions, quitting strategies, or support, always consult healthcare professionals or quit support services.
• Not Medical, Therapeutic, or Counseling Advice: This calculator is not medical advice, therapeutic advice, or counseling advice. It provides general cost estimates based on simplified assumptions. Medical, therapeutic, and counseling advice should be provided by qualified professionals who consider your complete health situation, mental health, and individual circumstances.
• Not a Quitting Guarantee: This calculator cannot guarantee that you will quit, that quitting will be easy, or that you will save the calculated amounts. Quitting is a personal decision that requires commitment, support, and often multiple attempts. Savings depend on actually quitting and not resuming use. Always seek professional support for quitting help.
Important Note: This calculator is for educational purposes only and does not provide medical advice, therapeutic advice, or counseling advice. Smoking and vaping cost and savings estimates are general approximations based on simplified usage patterns and price assumptions and may not match your actual costs or savings. Real smoking and vaping cost analysis involves many factors this tool doesn't model, including changing usage patterns, price fluctuations, regional price differences, indirect costs, health impacts, and other factors. Health and quitting decisions involve many factors beyond simple cost calculations, including health risks, addiction, support needs, and professional medical and therapeutic guidance. Always consult qualified healthcare professionals and quit support services for personalized quitting help, health information, and support. If you have questions about smoking, vaping, quitting, health, or support, discuss them with healthcare professionals or quit support services. This tool is not medical advice, therapeutic advice, counseling advice, or a substitute for professional healthcare or quit support.
Sources & References
The information in this calculator is based on established public health research and guidelines from authoritative organizations. For more detailed information about smoking, vaping, and quitting resources, please refer to these trusted sources:
- Centers for Disease Control and Prevention (CDC): Tobacco and Smoking – Comprehensive information on smoking, health effects, and quitting resources.
- National Cancer Institute: Smokefree.gov – Free quit smoking resources, tools, and support.
- American Lung Association: Quit Smoking – Quitting resources and information about smoking and vaping.
- FDA - Center for Tobacco Products: Tobacco Products – Regulatory information and health data on tobacco and vaping products.
Note: If you're ready to quit smoking or vaping, call 1-800-QUIT-NOW (1-800-784-8669) for free support and resources.
Frequently Asked Questions
Common questions about using this cost and savings calculator.
How accurate are these smoking/vaping cost estimates?
These estimates are based on the information you provide about your usage and costs. They use simple math to calculate daily, monthly, and yearly spending, and project potential savings over time. However, actual spending depends on many factors, including changes in usage patterns, price fluctuations, regional price differences, tax changes, and personal circumstances. These are estimates only, not guarantees. Always verify with your actual spending records. For more accurate estimates, track your actual usage and prices for a week or month before using the calculator.
What if my usage or prices change over time?
This calculator uses the usage and price information you enter to make projections. If your usage or prices change, you can update the inputs and recalculate. The tool also includes an optional price inflation feature that can account for expected price increases over time (typically 3-5% annually). However, it cannot predict future changes in your personal usage patterns or unexpected price changes. These are estimates based on current inputs, not predictions of future behavior. Review and update your inputs regularly to keep estimates current.
Can this tool tell me if my health is at risk?
No. This tool is a money-focused calculator only. It estimates financial costs and potential savings, but it does not measure health risks or benefits. It does not provide medical advice, diagnosis, or treatment. For health information, risk assessment, or health-related questions about smoking or vaping, always consult with healthcare professionals who can provide personalized information and support. This calculator cannot replace professional healthcare or medical advice.
How can I actually quit smoking or vaping?
This tool focuses on financial costs and savings, not quitting strategies. For help with quitting, talk to healthcare professionals, quitlines (such as 1-800-QUIT-NOW), or evidence-based quit programs. They can provide support, resources, and guidance tailored to your situation. They can help you understand health risks, discuss quitting strategies (including medications, nicotine replacement therapy, and behavioral support), provide ongoing support, and connect you with appropriate resources. This calculator cannot replace professional support for quitting. Quitting is often challenging and may require multiple attempts, but professional support can significantly improve your chances of success.
Should I include both smoking and vaping costs if I use both?
Yes. If you use both cigarettes and vaping products, enter both in the calculator to get accurate total costs. Select 'both' as your usage type, then enter your cigarette usage (cigarettes per day, cost per pack) and vaping usage (units per week, cost per unit). The calculator will show separate cost breakdowns for each type and a combined total. This gives you a complete picture of your spending and potential savings from quitting both.
What's the difference between 'already quit' and 'plan to quit' scenarios?
'Already quit' means you have already stopped using these products, so the calculator assumes no further spending from today forward. 'Plan to quit' means you plan to quit on a specific future date, so the calculator assumes you'll continue spending until that date, then stop. 'Not quitting yet' is a hypothetical scenario that assumes you quit immediately at the start of the projection period. Each scenario shows different savings projections based on when you quit (or would quit). Try different scenarios to see how timing affects potential savings.
Does this calculator account for indirect costs like health insurance?
No. This calculator only estimates direct product costs (cigarettes, vaping products). It does not account for indirect costs, such as higher health insurance premiums, medical expenses, lost productivity, or other financial impacts. These indirect costs can be significant but are not included in the calculator. For a complete financial picture, consider both direct and indirect costs when evaluating the financial impact of smoking or vaping.
How do I know if my usage estimates are accurate?
To get accurate usage estimates, track your actual usage for a week or month. For cigarettes, count how many you smoke each day and calculate packs per day. For vaping, count how many units (e-liquids, pods, etc.) you use per week. Use a journal, app, or simple notes to record daily usage. Accurate tracking helps you enter correct information into the calculator and see realistic cost estimates. Don't guess—actual usage may be higher or lower than you think.
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