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Washington Cities Compared for People Choosing a Way of Life

Seattle, Spokane, and Tacoma share a state but not much else on the numbers.

EverydayBudd Editorial · Data as of July 22, 2026 · Rent, income, home value and commute from the U.S. Census Bureau (ACS 2024 5-year estimates); crime from the FBI Crime Data Explorer (2024). Other city comparison figures are illustrative estimates, not agency measurements.

Population

7.8M

ACS 2024

Median Rent

$1,760/mo

ACS 2024

Median Income

$98,141/yr

ACS 2024

Median Home Value

$564,600

ACS 2024

Cheapest RentSpokane$1,215/mo
Lowest Rent ShareSeattle19.7% of income
Best CommuteSeattle17 min avg
Top RatedSeattleScore 62

How affordable is Washington on local pay?

Statewide, a median rent of $1,760/mo set against a median household income of $98,141/yr comes to 21.5% of gross income (ACS 2024). Budget guides often cite 30% of income as the mark for comfortable rent, though that's a convention rather than a rule. Washington's 21.5% sits under it.

The cheapest rent isn't automatically the most affordable place to earn a living. Spokane has the lowest rent at $1,215/mo, yet Seattle leaves more of a local paycheck intact: rent runs 19.7% of median income there, against 20.8% in Spokane. Lowest rent and lowest share of local wages are two separate answers, and only the second one accounts for what people here actually earn.

Washington can offer opportunity, scenery, and strong lifestyle appeal, but those benefits do not come with the same price or convenience everywhere. Spokane holds rent at $1,215 while Seattle runs $2,030, and Seattle's 34.8% work-from-home rate and 11.9% transit usage create a commute picture Tacoma and Spokane simply do not match.

This page compares Washington cities so you can judge where access, affordability, and daily fit work better together.

3 Cities in Washington

Explore any city below to see where the data leads.

Seattle

WA

Pop. 4,011,553

Rent $2,030Crime 91
62

Safety

41

Cost of Living

69

Roads & Traffic

55

Healthcare

79

Seattle data profile

Baseline metrics from public datasets. Real Census and FBI figures are marked sourced. Modeled categories are illustrative estimates.

Crime & Safety

Sourced data

Index vs. national average (2024)

Violent crime index91 · Below average
Property crime index142 · Above average

100 = national average (the tick). Lower is safer.

Public crime index data (2024). 100 = national average.

Cost of Living

Sourced data

Rent, income & tax burden

Median rent
$2,030/mo
Median household income
$123,860/yr
Rent-to-income
19.7%
Effective income tax
0%
Combined sales tax
10.25%
Effective property tax
1%

Monthly budget on $10,322/mo median income

Rent 20%
Remaining 80%

$2,030 rent, $8,292 left before other costs.

Rent & income: Census ACS 5-year estimates. Tax: illustrative effective-rate estimate, not from filed records.

Commute Reality Check

Sourced data

Distribution & mode split (2024)

Mean commute
16.9 min
Median commute
24 min
90th-percentile commute
52 min
Super-commuters (60 min+)
5.6%
Drive alone
36.7%
Transit
11.9%
Work from home
34.8%
Walk
2.5%
Bike
3.2%
Carpool
4.7%

How people get to work

Drive 37%
WFH 35%

Census ACS 5-year (B08303, B08006, B08013, B08301). WFH trend vs 2019 national baseline.

Healthcare Access

Illustrative estimate

8-dimension health system assessment

Overall access
79/100

Illustrative healthcare access proxy scores (0-100). Modeled estimate, not official data.

Quality of Life

Illustrative estimate

7 livability dimensions

Housing cost
32/100

Illustrative quality-of-life proxy scores (0-100). Modeled estimate, not official data.

Environmental Quality

Illustrative estimate

Air & water safety (2023)

Median AQI
40

Illustrative estimates modeled on EPA AQS (air) and EPA SDWIS / EWG (water) methodology. Not official EPA measurements.

Natural Disaster & Climate Risk

Illustrative estimate

8-hazard risk profile (2024)

Overall risk
22/100

Illustrative risk estimates modeled on FEMA NRI, NOAA, USGS, EPA methodology. Not official FEMA data.

Internet & Connectivity

Illustrative estimate

Broadband speeds & access (2024)

Median download (Mbps)
268

Illustrative estimates modeled on FCC BDC, Ookla, NTIA methodology. Not official FCC data.

Food Environment

Illustrative estimate

Food access & diversity (2024)

Food score
84/100

Illustrative estimates modeled on USDA Food Environment Atlas methodology. Not official USDA data.

Migration Patterns

Illustrative estimate

Who's moving in & out (2022, modeled estimate)

Net migration
4,600

Illustrative estimates modeled on IRS SOI, Census ACS mobility, PEP methodology. Not official IRS data.

School Quality

Illustrative estimate

Spending, outcomes & equity (2023)

Per-pupil spending
$18,240

Illustrative estimates modeled on NCES, NAEP, ED Data Express methodology. Not official NCES data.

Economic Resilience

Illustrative estimate

Industry mix & business dynamism (2023)

Top industry
Technology (17.8%)

Illustrative estimates modeled on BLS, Census BDS, BEA methodology. Not official BLS data.

Utility Costs

Illustrative estimate

Seasonal curves & energy mix (2023)

Total per month
$212/mo

Illustrative estimates modeled on EIA, NREL, EPA WaterSense methodology. Not official EIA data.

Pet Friendliness

Illustrative estimate

Dog parks, vet access & pet housing (2023)

Pet score
78/100

Illustrative estimates modeled on Trust for Public Land, AVMA methodology. Not official figures.

Parks & Outdoor Access

Illustrative estimate

Park walkability, trails & nature reach (2023)

Park score
82/100

Illustrative estimates modeled on Trust for Public Land ParkScore, EPA EnviroAtlas methodology. Not official figures.

Spokane

WA

Pop. 573,493

Rent $1,215Crime 91
58

Safety

39

Cost of Living

63

Roads & Traffic

62

Healthcare

68

Spokane data profile

Baseline metrics from public datasets. Real Census and FBI figures are marked sourced. Modeled categories are illustrative estimates.

Crime & Safety

Sourced data

Index vs. national average (2024)

Violent crime index91 · Below average
Property crime index142 · Above average

100 = national average (the tick). Lower is safer.

Public crime index data (2024). 100 = national average.

Cost of Living

Sourced data

Rent, income & tax burden

Median rent
$1,215/mo
Median household income
$70,064/yr
Rent-to-income
20.8%
Effective income tax
0%
Combined sales tax
8.9%
Effective property tax
1.1%

Monthly budget on $5,839/mo median income

Rent 21%
Remaining 79%

$1,215 rent, $4,624 left before other costs.

Rent & income: Census ACS 5-year estimates. Tax: illustrative effective-rate estimate, not from filed records.

Commute Reality Check

Sourced data

Distribution & mode split (2024)

Mean commute
17.5 min
Median commute
19 min
90th-percentile commute
35 min
Super-commuters (60 min+)
3.9%
Drive alone
67.2%
Transit
2.7%
Work from home
15%
Walk
0.7%
Bike
1.5%
Carpool
9.2%

How people get to work

Drive 67%
WFH 15%

Census ACS 5-year (B08303, B08006, B08013, B08301). WFH trend vs 2019 national baseline.

Healthcare Access

Illustrative estimate

8-dimension health system assessment

Overall access
68/100

Illustrative healthcare access proxy scores (0-100). Modeled estimate, not official data.

Quality of Life

Illustrative estimate

7 livability dimensions

Housing cost
58/100

Illustrative quality-of-life proxy scores (0-100). Modeled estimate, not official data.

Environmental Quality

Illustrative estimate

Air & water safety (2023)

Median AQI
42

Illustrative estimates modeled on EPA AQS (air) and EPA SDWIS / EWG (water) methodology. Not official EPA measurements.

Natural Disaster & Climate Risk

Illustrative estimate

8-hazard risk profile (2024)

Overall risk
23/100

Illustrative risk estimates modeled on FEMA NRI, NOAA, USGS, EPA methodology. Not official FEMA data.

Internet & Connectivity

Illustrative estimate

Broadband speeds & access (2024)

Median download (Mbps)
168

Illustrative estimates modeled on FCC BDC, Ookla, NTIA methodology. Not official FCC data.

Food Environment

Illustrative estimate

Food access & diversity (2024)

Food score
59/100

Illustrative estimates modeled on USDA Food Environment Atlas methodology. Not official USDA data.

Migration Patterns

Illustrative estimate

Who's moving in & out (2022, modeled estimate)

Net migration
2,600

Illustrative estimates modeled on IRS SOI, Census ACS mobility, PEP methodology. Not official IRS data.

School Quality

Illustrative estimate

Spending, outcomes & equity (2023)

Per-pupil spending
$12,680

Illustrative estimates modeled on NCES, NAEP, ED Data Express methodology. Not official NCES data.

Tacoma

WA

Pop. 219,346

Rent $1,676Crime 91
56

Safety

38

Cost of Living

62

Roads & Traffic

55

Healthcare

68

Tacoma data profile

Baseline metrics from public datasets. Real Census and FBI figures are marked sourced. Modeled categories are illustrative estimates.

Crime & Safety

Sourced data

Index vs. national average (2024)

Violent crime index91 · Below average
Property crime index142 · Above average

100 = national average (the tick). Lower is safer.

Public crime index data (2024). 100 = national average.

Cost of Living

Sourced data

Rent, income & tax burden

Median rent
$1,676/mo
Median household income
$85,884/yr
Rent-to-income
23.4%
Effective income tax
0%
Combined sales tax
10.2%
Effective property tax
1.2%

Monthly budget on $7,157/mo median income

Rent 23%
Remaining 77%

$1,676 rent, $5,481 left before other costs.

Rent & income: Census ACS 5-year estimates. Tax: illustrative effective-rate estimate, not from filed records.

Commute Reality Check

Sourced data

Distribution & mode split (2024)

Mean commute
24.2 min
Median commute
24 min
90th-percentile commute
67 min
Super-commuters (60 min+)
11.7%
Drive alone
66%
Transit
3.9%
Work from home
15.7%
Walk
0.4%
Bike
1.1%
Carpool
9.9%

How people get to work

Drive 66%
WFH 16%

Census ACS 5-year (B08303, B08006, B08013, B08301). WFH trend vs 2019 national baseline.

Healthcare Access

Illustrative estimate

8-dimension health system assessment

Overall access
68/100

Illustrative healthcare access proxy scores (0-100). Modeled estimate, not official data.

Quality of Life

Illustrative estimate

7 livability dimensions

Housing cost
42/100

Illustrative quality-of-life proxy scores (0-100). Modeled estimate, not official data.

Environmental Quality

Illustrative estimate

Air & water safety (2023)

Median AQI
40

Illustrative estimates modeled on EPA AQS (air) and EPA SDWIS / EWG (water) methodology. Not official EPA measurements.

Natural Disaster & Climate Risk

Illustrative estimate

8-hazard risk profile (2024)

Overall risk
22/100

Illustrative risk estimates modeled on FEMA NRI, NOAA, USGS, EPA methodology. Not official FEMA data.

Internet & Connectivity

Illustrative estimate

Broadband speeds & access (2024)

Median download (Mbps)
205

Illustrative estimates modeled on FCC BDC, Ookla, NTIA methodology. Not official FCC data.

Food Environment

Illustrative estimate

Food access & diversity (2024)

Food score
67/100

Illustrative estimates modeled on USDA Food Environment Atlas methodology. Not official USDA data.

School Quality

Illustrative estimate

Spending, outcomes & equity (2023)

Per-pupil spending
$14,840

Illustrative estimates modeled on NCES, NAEP, ED Data Express methodology. Not official NCES data.

What Rent and Income Divide Seattle, Spokane and Tacoma

Washington attracts people for reasons that feel obvious: tech money in Seattle, natural beauty everywhere, a progressive cultural identity, and proximity to both mountains and water. But the state's three tracked metros operate so differently that picking the wrong one can undermine the exact lifestyle you moved here for. Seattle runs $2,030/month rent on $123,860 in median household income. Spokane charges $1,215 on $70,064. Tacoma sits between at $1,676 on $85,884. The rent spread from lowest to highest is $857 per month, more than $10,000 per year.

But income spreads even wider. Seattle outearns Spokane by $56,239 annually. That gap means Seattle's rent-to-income ratio lands at 19.6%, comfortable, while Spokane's ratio hits 20.8% and Tacoma's reaches 22.8%. Seattle costs more in absolute dollars but asks for a smaller slice of what its residents earn. Spokane looks cheap until you factor in that the paychecks are cheap too. Tacoma gets squeezed from both sides: close to Seattle's rent level without Seattle's income level. One more thing Seattle's high earners should weigh: Washington charges no income tax on wages, but it levies a 7% excise on large long-term capital gains, the kind you realize cashing out stock or RSUs rather than selling a house, since home sales are exempt.

The commute data contains Washington's most surprising number. Seattle and Spokane share an identical 17.5-minute mean commute. The same number. But the underlying reality is completely different. Seattle's median commute is 25 minutes (skewed by remote workers pulling the mean down) with a P90 of 53 minutes and a 5.6% super-commuter rate. Spokane's median is 20 minutes with a P90 of only 37 minutes. Tacoma is the outlier: a 24.2-minute mean, 24-minute median, and a punishing P90 of 69 minutes with a 11.7% super-commuter rate, the highest in the state. Many Tacoma residents commute north into Seattle, and that corridor creates commute tails that neither Seattle nor Spokane endure.

Transit infrastructure maps to city size. Seattle runs 11.9% transit commuting, one of the strongest shares west of Chicago, supported by Link Light Rail, King County Metro buses, and the new expansion lines. Tacoma manages 3.9%, and Spokane drops to 2.7%. But the real story is what workers do instead of driving. Seattle's drive-alone rate is just 36.7%, the lowest of any city we track outside New York City. The combination of 34.8% WFH, 11.9% transit, 3.2% biking, and 2.5% walking means that nearly two-thirds of Seattle's workforce has found an alternative to solo driving. Spokane runs 67.2% drive-alone. Tacoma runs 66%. Eastern and southern Washington are car states that happen to border a transit state.

Washington's statewide crime indices sit at 91 violent and 191 property. The violent number is moderate. below Alaska's 220 and Illinois's 112, roughly in line with New York's 95. But the property crime index of 142 is among the highest we track, reflecting vehicle theft, package theft, and property damage concentrated in the Seattle and Tacoma metros. Spokane isn't immune, property crime there has been a growing local issue, but the metro data captures a statewide pattern that hits the I-5 corridor hardest.

Why Seattle Posts a Shorter Commute Than Tacoma

Seattle has the shortest commute of the Washington cities we track, a mean 16.9 minutes one way, and Tacoma the longest at 24.2 (ACS 2024). That surprises people who assume the biggest city means the worst drive. The 7.3-minute spread runs the other direction, and the reason is remote work.

Seattle posts a 34.8% work-from-home share, the highest of any city in this series. More than a third of its workforce simply isn't commuting on a given day, which drags the average down hard. The ones who do move have options Tacoma lacks: 11.9% ride transit, much of it Sound Transit's Link light rail, 3.2% bike, and only 36.7% drive alone. That solo-driving rate is one of the lowest in the country for a city its size.

Tacoma is the more conventional car city, 66% driving solo, and its commuters pay for it. Tacoma's super-commuter rate is 11.7% against Seattle's 5.6%, and its 90th-percentile trip runs 67 minutes on a bad day, close to the Seattle figure of 52 despite Tacoma's shorter typical distances. A lot of that tail is I-5 itself: Tacoma sends a real share of its workers north toward Seattle jobs, and the interstate decides how their morning goes.

Spokane sits in the middle and shows the honest baseline. Strip out Seattle's tech-driven remote work and you get Spokane: a 17.5-minute mean, 67.2% driving alone, 15% remote, a normal Eastern Washington car commute. It's a useful control. The difference between Spokane and Seattle isn't the road network or the distance. It's that a third of Seattle's workforce works from a spare bedroom and a tenth rides the train, and Spokane's does neither.

For a household deciding between them, the commute maps cleanly onto a lifestyle. Seattle offers the shortest average trip and the most ways to avoid driving, but you pay for both in rent. Tacoma trades a longer, less predictable commute for housing that costs meaningfully less. Spokane gives you a short drive and cheap housing, as long as you don't need Seattle's job market or its transit.

The bike and walk numbers are worth a second look, because they track the same split. Seattle bikes and walks at 3.2% and 2.5%, Spokane at 1.5% and 0.7%. Those aren't huge shares anywhere, but they're the kind of margin that tells you whether a city was built for anything besides the car. Seattle and, to a lesser degree, its close-in neighborhoods were. Tacoma and Spokane mostly weren't, and their residents commute accordingly, in a car, alone, for as long as the road takes.

Cross the border and Portland, Oregon runs almost the same play: a 17.3-minute mean on 28.5% remote work and 6.1% transit on the MAX light rail. The Pacific Northwest's big cities all pulled the same lever after 2020, sending a large share of white-collar work home and leaning on rail for much of the rest. It's why Seattle and Portland both post commutes a mid-size Texas metro would envy, despite being far larger and far denser. Tacoma is the reminder that the trick only works where the transit and the remote jobs actually reach. Its Sounder train link to Seattle helps at the margin, but most of Tacoma still drives.

One thing worth stating, since the "Washington commute" articles that rank in a search rarely do: these are ACS 2024 figures. Seattle's remote-work share roughly tripled from its pre-2020 level, and that single shift is why the state's biggest city now posts its shortest commute. A ranking built on 2018 Census data would still have Seattle looking like the painful choice. It isn't anymore.

These calculators pair well with the Washington, WA dashboard.

How we calculate Washington cities scores

City scores blend federal baseline data with community reports from residents. The more reports a city has, the more the score reflects current conditions rather than historical averages.

Data sources

  • Sourced baseline: rent, income, home value and commute from the U.S. Census Bureau (ACS 2024 5-year estimates); crime from the FBI Crime Data Explorer (2024).
  • Modeled inputs: healthcare access and the other city comparison figures are illustrative estimates, not official agency measurements.
  • Community reports: grocery prices, rent costs, crime incidents, road conditions, and hospital wait times submitted by residents, where any exist.
  • Verification: when residents submit reports with receipts, photos, or news links, those count double. Most cities we track carry few or no community reports today, so their scores rest on the sourced baseline above.

Category weights

The overall score is a weighted average of four categories:

Safety
25% weight
Cost of Living
30% weight
Roads & Traffic
20% weight
Healthcare
25% weight

Confidence tiers

Confidence tells you how reliable a score is based on report volume and recency:

  • High confidence: 50+ effective reports in the last 30 days
  • Medium confidence: 10-49 effective reports in 30 days
  • Low confidence: Fewer than 10 reports; score relies mainly on federal baseline data

Score formula

CityScore = (BaselineWeight × BaselineScore) + (CrowdWeight × CommunityScore)

CrowdWeight grows from 0% to 50% as reports accumulate. Verified reports count double.

Limitations: Federal data updates annually or quarterly, so baseline metrics may lag real-world changes by 6-18 months. Community scores depend on local participation, so cities with few reports rely more heavily on baseline data. Scores reflect city-wide averages, and individual neighborhoods can differ significantly.

Frequently Asked Questions About Washington

Frequently Asked Questions

Which Washington city is most affordable relative to local wages?

Seattle is the most affordable Washington city relative to local wages: rent runs 19.7% of the median household income there, per the Census Bureau's 2024 ACS 5-year estimates. That's $2,030/mo in median gross rent against $123,860/yr in income, the leanest rent-to-income share of the 3 Washington cities we track. Cheapest rent is a different question: Spokane has the lowest rent at $1,215/mo, but that eats 20.8% of the local median because wages are lower there. Open either city's card above for the full rent, income and commute breakdown.

Where is rent lowest in Washington?

Spokane has the lowest median rent of the 3 Washington cities we track, $1,215/month, per the Census Bureau's 2024 ACS 5-year estimates. That's against a Washington median of $1,760/month. Expand its card above for income, commute and the full breakdown.

Is Seattle or Spokane the smarter money move?

Seattle stretches a local paycheck further than Spokane: rent is 19.7% of the median income there versus 20.8% in Spokane, per the Census Bureau's 2024 ACS 5-year estimates. Seattle runs $2,030/mo on $123,860/yr; Spokane $1,215/mo on $70,064/yr. Spokane is cheaper in raw rent, but Seattle leaves more once you measure rent against what people actually earn. Open both cards above to compare the full breakdown.

Which Washington metro has the easiest daily commute?

Seattle has the shortest commute of the 3 Washington cities we track, a mean of 16.9 minutes one way, per the Census Bureau's 2024 ACS 5-year estimates. That compares with a U.S. average of 26.8 minutes, and Tacoma sits at the other end at 24.2 minutes.

What separates Seattle and Tacoma on the daily commute?

Tacoma and Seattle sit 7.3 minutes apart on the average commute, per the Census Bureau's 2024 ACS 5-year estimates: Tacoma averages 24.2 minutes one way, Seattle 16.9. The mode split tells the rest. Seattle leads both work-from-home at 34.8% and transit at 11.9%.

How does living in Washington affect your take-home pay?

Washington levies no state income tax on wages, so its median household income of $98,141/yr (U.S. Census Bureau, 2024 ACS 5-year estimates) lands closer to take-home than it would in a taxed state. A 7% excise applies to large long-term capital gains, but wages are untaxed. That is the real draw for a lot of movers, not low rent.